By Mike Miles Don’t jump out of your seat … I know reading about private mortgage insurance (PMI) is incredibly exciting. I have posted a few different times regarding PMI
Your Home: In honor of Memorial Day
In the politically tenuous world that we live in today where opinions are spoken with fervent passion on a daily basis, let us not lose sight of the many women
Your Mortgage: A wanted sign for the modern age
By Charity Ohlund I’m giving Mike Miles, my boss and one of the owners of our company, a break from this column this week. And you, dear reader, get a
Your Mortgage: Should you, or shouldn’t you?
By Mike Miles The question above pertains to the idea of buying down your interest rate. Is it a good idea or is it not? Most buyers don’t like the
Your Mortgage: Hold on to your money
By Mike Miles When people sell and then buy a home, they tend to get on auto-pilot regarding the net profits they made from the sale. What I mean is
Your Mortgage: Make sure you’re pre-approved
By Mike Miles In the mortgage industry, home buyers are at some point either pre-approved or pre-qualified or both. What’s the difference? A pre-qualification is basically a stripped down version
Your Mortgage: 63% of millennial home buyers have regrets – usually because they missed this one crucial step
By Charity Ohlund The vast majority of millennials – 84% – believe that buying a home remains a core component of the American Dream. According to a recent Bankrate survey,
Your Mortgage: Leverage other people’s money to eliminate your house payment
By Mike Miles Here’s a question – have you ever thought about owning a home as a primary residence while earning income on it? What if you added the ability
Your Mortgage: Unpacking single-premium PMI
By Mike Miles I call PMI a necessary evil. Without it, banks wouldn’t lend to borrowers that don’t have at least 20 percent equity in a home. Most people that
Your Mortgage: It’s that time of year again
By Mike Miles You probably think I’m talking about tax season? Nope. While that’s timely too (and I’ll probably post about it in the next few weeks), I’m writing about
Your Mortgage: The fine print other lenders hope you don’t read
By Mike Miles The mortgage industry is very competitive. Most consumers are focused on one thing … the interest rate. And for a good reason. It is a measurement for
Your Mortgage: The VA funding fee … how much and why?
By Mike Miles Those who are eligible for VA (Veteran Affairs) loans certainly deserve the benefits that are associated. The benefits include things like limitations on borrower’s closing costs, no
Your Mortgage: 4 reasons you shouldn’t make an extra mortgage payment
By Charity Ohlund Last week, I discussed the benefits of making a “secret extra mortgage payment” by simply paying half of your monthly payment every two weeks. The biggest benefits
Your Mortgage: The secret extra payment
By Charity Ohlund Have you heard of the cool way to make an extra mortgage payment every year? No, not the one where you make a full extra payment at
Your Mortgage: Why does a loan take days or weeks to get approved?
By Mike Miles Here is maybe one of the most boring questions I’ve ever asked … is anyone ever curious what happens during the life of a loan before the
