By Brett Mundinger, Fountain Mortgage Marketing Coordinator As a millennial homebuyer, the process of finding a home to buy in today’s market reminds me a lot of the time I

The ingredients are there. Mortgage rates are still near historic lows, property values have been increasing, and your house is an asset considering how active the real estate scene has

If you haven’t heard, the real estate market is very competitive right now since inventory is extremely low. When a new listing comes on the market, there are numerous house

Do you want to lower your rate? Reduce your term? Both? Keep your term? Lower your rate? Reduce your payment? Get cash in hand for expenses? All we need to

When people sell and then buy a home, they tend to settle into auto-pilot regarding the net profits they made from the sale. What I mean by this is that

By Charity Ohlund, Director of Business Development Hi. I’m Charity. And I’m addicted to refinancing my home. Well, to be honest, it’s not really an addiction to the refinancing process.

I remember when I purchased my first home 16 years ago. Back then, life was significantly different for me, however the home buying process was nearly the same, just less

The world of finance can be intimidating for some people and there are definitely some valid reasons. Investing money comes with the risk of loss, applying for a loan comes

By Mike Miles I call PMI a necessary evil. Without it, banks wouldn’t lend to borrowers that don’t have at least 20 percent equity in a home. Most people that

Put simply, earnest money is money paid to confirm a contract. In the lending industry, earnest money is part of nearly every single real estate purchase contract. Earnest money tells

There’s more to financing a home than most people think. No single borrower is the same as another, therefore no home loan is the same as another. Borrowers have different

A homeowner association (HOA) is typically a nonprofit corporation within a community of housing. Most HOAs exist in planned multi-unit community projects such as condominiums and town homes or in

By Mike Miles I call PMI a necessary evil. Without it, banks wouldn’t lend to borrowers that don’t have at least 20 percent equity in a home. Most people that

*Article originally published April, 2018 By Charity Ohlund, Director of Business Development “Your true worth is determined by how much more you give in value than you take in payment.”

I’ve heard stories from buyers and agents about missed chances due to floods of offers flying around. But it’s different when you see it happening in front of you. It’s