By Charity Ohlund I attended a seminar last week hosted by Morgan Stanley, and one of the guest speakers was only on the stage for about 10 minutes. But in

By Mike Miles I was speaking to a potential client the other day and our discussion reminded me that they’re still out there. The creation of added regulation, testing, and

By Mike Miles Quick note: There is a fantastic opportunity to learn more about strategically planning, financially and emotionally, for divorce (and other big life transitions) at an upcoming event

By Mike Miles Today, I’m letting you in on a few secrets about Millennials. They’re savvy. They’re opportunistic. They’ve been driving a huge refinance boom this summer. We should all

By Charity Ohlund As the Chiefs’ third season with Patrick Mahomes’s right arm (and left arm for that matter) is about to kick off, so too is our third year

By Mike Miles As the summer winds down, so do vacations. How many of you had the thought this summer (or in the past) that you would love to buy

By Mike Miles Does anyone know their FICO? Does anyone know what FICO stands for? FICO stands for Fair Isaac Corporation and it is the most commonly adopted method for

By Mike Miles Last week’s column mentioned that was a growing demand (and marketplace) for non-QM loans. Remember what non-QM loans are? They are basically the modern version of sub-prime

By Mike Miles Remember sub-prime loans? The remembrance of those can be just as eerie as the little girl in the Poltergeist movies saying “they’re back”. It’s most likely that

By Mike Miles Have you ever heard of fintech? Fintech is one of the fastest growing industries for venture capital money. What exactly is it? Financial. Tech. Fintech. It’s computer

By Mike Miles Here is a quick hit-list of the main reasons borrowers get denied for home loans. Each of these are talking points that could easily deserve its own

By Mike Miles Mortgage rates can be both boring and attractive. Chances are strong that if you have a conversation at a party concerning mortgage rates (in general) you probably

By Charity Ohlund “Think outside the branch.” That’s a slogan our little company has been using for awhile now. It’s a small phrase that represents something pretty big for our

By Mike Miles For some, investing in real estate seems like a great idea. For others, it scares the living (blank) out of them. Depending on who you speak with

  By Michael Baker, Senior Loan Officer at Fountain Mortgage I am not sure where the rumor started that you HAVE to have 20% down payment to buy a house