No, I’m not giving personal fitness or styling tips this week. Instead, I’m going to share how to become incredibly attractive to mortgage lenders. And when lenders are attracted to
Your Mortgage: Pros and cons of a 30-year fixed-rate mortgage
By Charity Ohlund What is a 30-year fixed-rate mortgage? A 30-year fixed-rate mortgage has the same interest rate for the duration of the loan. The principal and interest portion of
Your Mortgage: The secret extra mortgage payment
By Charity Ohlund Have you heard of the cool way to make an extra mortgage payment every year? No, not the one where you make a full extra payment at
Your Mortgage: Boost your score
Your credit score is important. Agree or disagree with it, but your credit score dictates a lot of what happens (or doesn’t happen) to you regarding finances. The better the
Your Mortgage: Five reasons indie mortgage companies have become the “It” thing in lending
By Charity Ohlund As behemoth companies continue to dominate how we buy, well, just about anything, it may seem that America is trending toward bigger being better. But that’s not
Your Mortgage: Down payments remain the biggest obstacle for buyers
By Mike Miles When it comes to qualifying for a mortgage, which is noted as the biggest barrier to entry? Credit score, job security, or down payment? The survey says?
Your Mortgage: Renovating like Joanna Gaines
By Charity Ohlund I’m guilty of it too. I have no shame in watching several Fixer Upper episodes in a row … even though my gut tells me it’s a
Your Mortgage: How to win the bidding war
Tired of your clients being beaten out by other offers in this hot, low-inventory market? We have three ways you can win the bidding war today! Learn all about appraisal
Your Mortgage: Four reasons you shouldn’t make an extra mortgage payment
By Charity Ohlund I’ve previously discussed the benefits of making a “secret extra mortgage payment” by simply paying half of your monthly payment every two weeks. The biggest benefits of
Your Mortgage: Wait…why did my payment go up?
If you have had a mortgage for at least a few years, chances are you’ve received a notice letting you know that you owe the bank more money. Notices like
Your Mortgage: Should I change my mortgage term to a 15-year?
Many homeowners think about switching from a 30-year to a 15-year note. It sounds good, right? To be done repaying the loan on your house in 15 years instead of
Your Mortgage: Boost your score
Your credit score is important. Agree or disagree with it, but your credit score dictates a lot of what happens (or doesn’t happen) to you regarding finances. The better the
Your Mortgage: Mortgage and credit tips for tax season
By Mike Miles It’s hard to believe we are already at this point of the year. Tax season is just about finished, and for many of us that file taxes,
Your Mortgage: Inflation and interest rates – how they affect each other and you
I often get asked to explain how inflation and interest rates are related. I’ll dive into why inflation is a measure we’ll want to keep our eyes on, particularly when
Your Mortgage: Millions of refi candidates missed the “forever rate” boat
by Charity Ohlund, Director of Marketing The rise in mortgage rates over the past month resulted in about 7 million well-qualified refinance candidates who are no longer able to lock