By Charity Ohlund I’ve previously discussed the benefits of making a “secret extra mortgage payment” by simply paying half of your monthly payment every two weeks. The biggest benefits of

If you have had a mortgage for at least a few years, chances are you’ve received a notice letting you know that you owe the bank more money. Notices like

Many homeowners think about switching from a 30-year to a 15-year note. It sounds good, right? To be done repaying the loan on your house in 15 years instead of

Your credit score is important. Agree or disagree with it, but your credit score dictates a lot of what happens (or doesn’t happen) to you regarding finances. The better the

By Mike Miles It’s hard to believe we are already at this point of the year. Tax season is just about finished, and for many of us that file taxes,

I often get asked to explain how inflation and interest rates are related. I’ll dive into why inflation is a measure we’ll want to keep our eyes on, particularly when

by Charity Ohlund, Director of Marketing The rise in mortgage rates over the past month resulted in about 7 million well-qualified refinance  candidates who are no longer able to lock

By Charity Ohlund, Director of Marketing No, you’re not imagining it. Home prices have skyrocketed in the past year, and data from Redfin backs up what buyers, sellers, and real

By Charity Ohlund, Director of Marketing The 30-year conventional mortgage is far and away the most popular and well-known product out there. In fact, they account for about 75 percent

By Mike Miles Here is a quick-hit list of the main reasons borrowers get denied home loans. Each of these is a talking point that probably deserves its own post,

By Matt Madison It’s been a wild week around the mortgage world.  Rates are rising at a decent clip for the first time in a while and home inventory supply

Here is maybe one of the most boring questions I’ve ever asked: is anyone ever curious what happens during the life of a loan before the big closing day? Does

By Charity Ohlund The mortgage industry isn’t exactly known for being easy to understand. Between all the regulations, guidelines, and available products, it’s quite easy to be misinformed. Add the

Fountain Mortgage Flashback: Today’s column is a reprint from a few years back and reflects on another championship KC team and what they meant to us. It’s a fun, non-mortgage,

By Mike Miles If you’ve looked into buying a home lately, you already know. Buyers are stressed. With home values high, inventory low, and competition fierce, I have heard more and