By Charity Ohlund If you’re among the nearly 44 percent of American workers who are working from home for the foreseeable future as a result of the coronavirus pandemic, you
Your Mortgage: 2021 is your year
Welcome to 2021. How many of you have new year’s resolutions? I don’t have any. Instead, I have goals. I prefer goals over resolutions. A resolution is defined as a
Your Mortgage: Some holiday season mortgage reminders
This time of year (in normal times) is usually very full. Between holiday parties, shopping, visiting family, and traveling it can be a blur. A fun blur. It would be
Your Mortgage: Even Santa is refinancing
It’s that time of year again. You’ve rolled out the Christmas tree, hung the stockings up on the fireplace, and, if you’re like me, already started watching holiday classics like
Your Mortgage: The difference maker
By Mike Miles It’s enjoyable to be able to write a post which can be tied into a holiday. Thanksgiving always provides a great opportunity to reflect on all that
Your Mortgage: What’s included in your income ratios?
Knowledge is power. The main purpose of me providing weekly content about the mortgage industry is to help you understand a little bit more about home financing, and provide information
Your Mortgage: Do the opposite of what your parents told you … with debt
It’s a mathematical fact that parents know what’s best for their children 99.8 percent of the time. I’ve finally figured that out by being a parent to my wonderful monsters
Your Mortgage: 4 things you need to know about gaps in employment during Covid-19
By Charity Ohlund If you lost your job or had a gap in your resume during the Coronavirus pandemic, you’re certainly not alone. More than 22 million Americans experienced a
Your Mortgage: COVID drives suburban renaissance
By Charity Ohlund If you’re among the nearly 44 percent of American workers who are working from home for the foreseeable future as a result of the coronavirus pandemic, you
Your Mortgage: I’m afraid to sell my house
“I’m afraid to sell my house.” Does this sound familiar? It might be something you’ve thought, or you’ve heard it from friends or family. With houses fetching top dollar due
Your Mortgage: Four ways to become more attractive in six months
No, I’m not giving personal fitness or styling tips this week. Instead, I’m going to share how to become incredibly attractive to mortgage lenders. And when lenders are attracted to
Your Mortgage: The value of staying offline
This may be a tough argument to win considering many new homebuyers grew up with the internet, but I’m giving it a shot regardless. We all know that information is
Your Mortgage: Demystifying interest rates
I’ve explained before how difficult and confusing it is to try to predict what interest rates are going to do. When economic fundamentals are in play, predicting and forecasting rates
Your Mortgage: The future of home ownership is female
By Charity Ohlund Single women now represent the second-largest homebuying group behind married couples. According to research by the National Association of Realtors (NAR), despite having smaller bank accounts and
Your Mortgage: Promises of being cheap and fast can be anything but
By Mike Miles There are certain parts of our daily lives where picking the cheapest and fastest service makes sense. Grabbing fast food when pressed for time or deciding last