By Mike Miles Welcome to 2019. How many of you have new year’s resolutions? I don’t have any. Instead, I have goals. I like goals versus resolutions. A resolution is

By Mike Miles It’s like the Federal Housing Finance Agency (FHFA) planned the required review of conforming baseline loan amounts to be a gift that keeps giving all year. Jelly

By Mike Miles Have you noticed all the giant apartment complexes popping up around the metro? Perhaps you’ve wondered why? Two words: Money Machines. Meaning, there are a lot of

By Mike Miles There is something about being a parent that never leaves … the desire to help your kids. Now, whether parents should always help their kids … that’s

By Mike Miles Most home loans originated are 30-year term mortgage notes. It’s sort of the default amortization period when people think of getting a new home loan. However, in

By Mike Miles When I think of sacrifice and veterans, I typically think of things like time, family, and even life. What I don’t normally think of is their continued

By Charity Ohlund A few months ago, I asked you to vote for Fountain Mortgage as “Best Mortgage Company” in The Pitch KC’s annual “Best Of” contest. The mortgage category

By Mike Miles I’m a little confused as to why I haven’t written about this topic before. It’s one of the more common questions we get from potential clients. What’s

By Mike Miles Billions of dollars are paid by companies to advertise mortgage interest rates. This is making the mortgage industry more of a commodity-based service instead of a value-based

By Mike Miles Halloween is nearly here already. That means television networks think it’s a good idea to play the new Halloween movie (Michael Myers) trailer during the late afternoon

By Mike Miles Most everyone anticipated mortgage rates would be increasing this year. Recently, we saw a jump by about a quarter percent to put the 30-year mortgage rate around

By Mike Miles Last week’s wildly popular post introduced my opinion of equity. If you haven’t read it, here is the link. It leads to today’s column, which will discuss

By Mike Miles Hardly anyone agrees with me and my opinion of equity. Even my amazing wife shakes her head at me when I try to convince her that I’m

By Mike Miles The idea of a home buyer doing two loans to finance a home purchase is gaining popularity. It’s natural to have some reservations about the idea, considering

By Mike Miles There are several ways in which employees can be paid. For those that are paid a straight salary, qualifying for a loan is pretty straight forward …