By Mike Miles In the mortgage industry, home buyers are at some point either pre-approved or pre-qualified or both. What’s the difference? A pre-qualification is basically a stripped down version

By Charity Ohlund The vast majority of millennials – 84% – believe that buying a home remains a core component of the American Dream. According to a recent Bankrate survey,

By Mike Miles You probably think I’m talking about tax season? Nope. While that’s timely too (and I’ll probably post about it in the next few weeks), I’m writing about

By Mike Miles The mortgage industry is very competitive. Most consumers are focused on one thing … the interest rate. And for a good reason. It is a measurement for

By Mike Miles Those who are eligible for VA (Veteran Affairs) loans certainly deserve the benefits that are associated. The benefits include things like limitations on borrower’s closing costs, no

By Charity Ohlund Last week, I discussed the benefits of making a “secret extra mortgage payment” by simply paying half of your monthly payment every two weeks. The biggest benefits

By Mike Miles Here is maybe one of the most boring questions I’ve ever asked … is anyone ever curious what happens during the life of a loan before the

By Mike Miles It’s okay if you want to call me out on my mistake from two weeks ago. So far nobody has pointed it out. That either means everyone

By Mike Miles What movie is this line from … “love for sale … appetizing yummy love for sale”? Feel free to message or email us your answer. (Hint: It’s

By Mike Miles This will be the first year of taxes filed under the Tax Cuts and Jobs Act of 2017. There were significant changes to the tax code compared

By Mike Miles It might be bitterly cold … and about to become ‘are-you-kidding-me’ cold, but now is the best time to start preparing for the usually busy spring home

By Mike Miles Let me start today’s post by saying congratulations to the Kansas City Chiefs. Many people probably don’t realize that the championship drought of the Chiefs is longer

By Mike Miles Before I begin, can I address the headline to make sure we can all agree as to what it means? It seems backwards … the way we

By Mike Miles If I were to interview all of the mortgage underwriters and loan processors in the mortgage industry about the benefits of the digital mortgage age … chances